Monday, 28 March 2016
Next week, another monthly recap looms. Life intervened, and threw the budget into the trash. Writing weekly posts about finances and things has forced me to look at our relationship with money.
Money is a tool and a seduction. With easy credit, the allure to spend and buy is evident. Tomorrow is always in the future, never in front of you stomping on your toes, until suddenly you trip over it and realize what has been going on. Even then, it is easy to pick up and keep spending.
Here are some examples . . . this past Easter weekend we hosted what was supposed to be a simple, fun get-together for family and friends. It turned into a full-blown barbecue, with about $120.00 spent on food. At Costco, the other half picked up two packages of ribs for $80.00. That’s about 16 lbs. of meat. Then this and that for more food, even though others were bringing dishes to add to the mix. I was not happy with the cost as we had not discussed it – it had been causally mentioned about two weeks ago as “we should have ribs” and not reviewed before the trip to Costco. The result is we have agreed to discuss entertainment money more thoroughly in the future.
Then there is the new car. It is a brand new car. There will be car payments beginning in April – the first time in our marriage. I guess that is good considering we have been together for 24 years. The cost is the fact there is less money to go elsewhere toward the debt snowball, but the benefits are we have a reliable car – not a car we will keep putting together with chewing gum and baling wire. Gas mileage so far on freeway and town has been as high as 27.4 / mile, and we can use 87. For us, the benefits already outweigh the costs.
Weekly blogging is slowly holding us accountable. I want to see progress on this blog, on the monthly charts, in our own progress managing our money. Right now, I see more failure than success, and am very conscious of our justifications or reasons for this or that. April is another month, and hopefully will not be filled with emergencies. Taxes will be paid, and that side of life will disappear until December when the next round of property taxes emerges yet again. February and March were rubbish for self-control and contained spending There was waste, emergencies, and greed.
Let’s hope April will put us back on the path to financial independence.